Who is Eligible?

You are eligible to own an IL ABLE account if:

  • 1
    You have a disability with onset (not necessarily diagnosis) that occurred before the age of 26
  • AND
  • 2
    One of the following is true:
    • You are eligible for, or you receive, Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) because of your disability
    • You experience blindness as determined by the Social Security Act
    • You have a medically determinable physical or mental impairment with marked, severe functional limitation that has lasted, or is expected to last, at least 12 continuous months or to result in death
    • You have a similarly severe disability with a written diagnosis from a licensed physician that can be produced if requested

Did you know?

Proof of eligibility is not required to open an account. You will self-certify during the enrollment process and re-certify annually. You should maintain a record of your diagnosis, benefits verification letter or other relevant documents if you are required to prove eligibility later.