IL ABLE is undergoing improvements to make your enrollment experience better. The following enrollment options are temporarily available only by paper enrollment:
- • Accounts opened by an Authorized Individual for an eligible minor.
- • Accounts opened by an Authorized Individual as an agent under power of attorney for an eligible adult who has Legal Capacity.
- • Accounts opened by an entity or organization as an Authorized Individual
You can download a Paper Enrollment Form here. Completed Paper Enrollment Forms can be mailed to the address on the form.
After the Account is opened, sign up for E-delivery of statement notifications to take advantage of lower Annual Account Maintenance Fees.
Questions? Call Customer Service 1-888-609-8683.
- • Accounts opened by an Authorized Individual for an eligible minor.
- • Accounts opened by an Authorized Individual as an agent under power of attorney for an eligible adult who has Legal Capacity.
- • Accounts opened by an entity or organization as an Authorized Individual

Contributing to an IL ABLE Account
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Annual contributions totaling up to $16,000 ($17,000 beginning January 1, 2023) can come from any source: the Account Owner, family, friends, small inheritances, fund-raisers, small insurance settlements, crowd funding, and third parties.
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Contributions to an IL ABLE Account can be made one time or can be set up to be recurring. There are several methods by which to contribute: electronically, by check or through payroll direct deposit.
Ways to Contribute to an IL ABLE Account
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Check: Mail a check along with a completed Additional Contribution Form.
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Electronically: Contribute via a Wire Transfer or Electronic Funds Transfer (EFT).
- Wire Transfer: Contact Customer Service for more information.
- EFT: Complete and mail an Account Financial Features form to contribute funds electronically from a checking or savings account.
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Payroll Direct Deposit: An Account Owner, Authorized Individual, family member or other supporter can establish a recurring Payroll Direct Deposit if it is offered by their employer. Complete the Payroll Direct Deposit form to begin the process.
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UGift®: UGift is an easy way for family members, friends and others to contribute directly to an IL ABLE Account. For more information, visit UGift.
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Rollover from another ABLE Account: An Account Owner may only own one ABLE Account at one time anywhere in the country. If you want to change Account ownership from another ABLE Program to the IL ABLE Plan, the rollover can be done for the same Account Owner or for an Account Owner's sibling. ABLE Account rollovers can be initiated by submitting a completed Incoming Rollover Form. Please read the IL ABLE Plan Disclosure Booklet carefully before initiating a rollover and follow the instructions carefully.
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Rollover from a 529 College Savings Account: A rollover from a 529 college savings Account, such as Bright Start College Savings, into an IL ABLE Account can be made for the beneficiary of the 529 college savings Account or for a member of the family of the 529 college savings Account beneficiary. 529 college savings account rollovers can be initiated by submitting a completed Incoming Rollover Form. Please read the IL ABLE Plan Disclosure Booklet carefully before initiating a Rollover and follow the instructions carefully.
Read the Plan Disclosure Booklet.