IL ABLE Accounts for Individuals with Disabilities

Young man with Down syndrome making purchase with debit card
Young man with Autism sitting on bench talking on phone and smiling
Toddler with Down syndrome on Mom’s lap, smiling while she reads
Wheelchair user having office meeting with colleague
Woman with service dog and wheelchair user walking city street
Build greater
financial independence.
Invest in yourself.
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Preserve your
federal benefits.
SSI, Medicaid & HUD
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Plan for your
child’s future.
Save smart.
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Save more
if you work.
Build independence.
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Deduct Illinois
state income tax.
Reinvest your savings.
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IL ABLE “Achieving a Better Life Experience” accounts give people with disabilities and their families greater financial independence while preserving benefits. A high-quality, low-cost IL ABLE savings and investment account can be opened by an eligible individual, or Authorized Individual, at any time, no matter what state you live in.
Toddler with Autism laughing in arms of her mother
  • No asset cap for Medicaid
  • SSI benefits protected to $100,000
  • State tax benefits for Illinois taxpayers
Benefits
Group shot of young adults with disabilities in front of Chicago skyline
  • Disability onset prior to age 26
  • No state residency requirement
  • Open for yourself or by an Authorized Individual
Eligibility
Young woman with a disability smiling
  • High-quality, low-cost account
  • Convenient checking option
  • Flexible investment options
Investments & Checking
Having an IL ABLE account made it possible for me to save to buy my first home. I was able to renovate to make my new house accessible.
Wendy, Account Owner
It was so easy to set up an IL ABLE account. It took just 15 minutes and I was so relieved to have it set up. I tell all my friends to set one up for their children.
Nancy, Parent of IL ABLE Account Owner
Now our daughter can save for a wide range of things such as participating in the Special Olympics, continuing education, purchasing an apartment, and a car.
Rebecca, Parent of IL ABLE Account Owner
An IL ABLE account is a great way to save for the future.
Nevit, Account Owner